Someone used my car insurance without me knowing. Fraud?

long story short, I recently sold a car to one of my friends and he has since gotten into an accident. No cops were called, but he decided to use my old insurance card that was in the glovebox(i should have took it, i know this now and it must have still been active) because now the accident is on my record. what do i do? is that insurance fraud? also: The friend and i are no longer friends.

BEST ANSWER: Try this site where you can compare quotes:cheap-insure.info

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